Links to Third Parties
No Use of This Site by Persons Under 18 Permitted
This Site is not directed at persons under the age of 18. Persons under the age of 18 must not send any personal information to Jbster under any circumstances, including but not limited to name, address or email address.
Your Privacy is Important to Us
Who We Are
We are an online consumer service that introduces consumers such as yourself to certain of our participating third party partners who have expressed a general willingness to review your information and determine if they are willing to provide you with the services or products that prompted your visit to our Site.
Information We Collect
You may be required to provide “personal information” to access or use certain parts of our Website or features of the Site. If you do not provide the requested personal information, you may not be able to access or use the features of the site where such information is requested. We may ask you for personal information, which includes information that pertains to your identity, that we or certain of our participating third party partners consider necessary for performing a preliminary evaluation of your qualifications to receive applicable products and/or services. Such information may include, but is not limited to, items such as: your name; address; e-mail address; telephone number; fax number; credit card information; social security number; date of birth; age; gender; information about your interests in and use of various products, programs, and services; education level; educational interests; home owner status; income; debt level; current mortgage; mortgage rate and the like and other information that does not identify you. We may also use your personal information to obtain additional information about you such as your credit score and/or your credit report to improve our matching service for you. In addition, we may collect certain information regarding the number and type of products and/or services you have responded to and completed.
Third Party Cookies
When you visit our Website, we track internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp and number of clicks to analyze trends and administer the Site, track user’s movement in the aggregate and gather broad demographic information for aggregate use. We use your IP address at times to help identify you as you browse and to gather broad technical and demographic information on who uses the Site.
We may use standard internet technology, called Web Beacons (also called clear gifs, pixel tags or web bugs) that are tiny graphics with a unique identifier that are used to track online movements. Unlike cookies which are stored on the user’s computer, a web beacon is embedded invisibly on a webpage (or email). Web beacons help us better manage content through the service by informing us what content and which campaigns are effective. This allows us and our participating third party partners to gauge the effectiveness of marketing campaigns by showing how many emails the recipients have opened or by sending/receiving an anonymous identification number when you travel to a site from an online advertisement. We do not tie clear gifs to personally identifiable information.
How We Use Your Information
General: In general we may use information we collect about you to:
Provide the products and services that you have requested;
Communicate with you via email, postal mail, telephone and/or mobile devices about products or services that may be of interest to you either from us.
Develop and display content and advertisement tailored to your interests on our site and other sites;
Verify your eligibility to receive products and/or services;
Enforce our Terms of Service;
Manage our business; and
Perform functions as otherwise described to you at the time of collection.
For example, we may compare and review your personal information for errors, omissions, and accuracy based upon past usage and response; or compare your information against other publicly available files; or validate some of the personal information to verify that the information you submitted has a high probability of being valid information.
Based upon your affirmative consent, as evidenced by your clicking on the applicable “submit” button, acknowledgement box, and/or your registration on a Site (i.e., your submission of the requested information, including your personally identifiable information), we may use the information you provide to attempt to match you with providers of products and services (for example, using your zip code to check for service providers whose service area covers your location) and/or we may forward the information that you provided directly to certain of our third party partners.
Use for Research: We reserve the right to collect information about you and store it in connection with other online or offline information we may possess or obtain about you to create a general user profile. This profile may be created by combining your information with other sources of information such as information obtained from public databases, or from your browsing habits surrounding your visit to this Site.
Email and Telephone Calls: From time to time, we may contact you via e-mail advertising, telephone marketing, direct mail marketing, or other means to inform you of additional opportunities to receive special offers for other services and/or products that we believe may be of interest to you. By providing your contact information when using our service, you are entering into a business relationship with Jbster and are further requesting, and expressly consenting to, being contacted by Jbster via telephone, fax, email, surface mail, or any other means, at any of your contact numbers or addresses, even if you are listed on any federal, state or other applicable “Do Not Call” list, in order that Jbster may provide the services set forth on the Site or for other purposes reasonably related to your service request and the business of Jbster, including marketing-related emails. You are under no obligation to accept any service or product offered through these communications. If you no longer wish to receive any e-mails from us, or if you want to modify your personal data or want your personal data removed from our database, you may cancel your registration at any time and you may OPT OUT by following the opt out instructions provided herein.
Financial Information: To the extent that we collect your credit card information, we will use the information to verify your identity and/or for transmitting the information to the participating third party partners authorized by you for the purpose of completing your requested transaction. Your credit card information will be encrypted during transmission. In addition, by submitting your credit card information to us, you agree that we and/or our third party partners may verify your credit card account, and you authorize us and/or our third party partners to charge, and thereafter immediately credit, a small sum to the card. Such verification may be conducted through a third-party service provider and, in that case, we would share your specific credit card information with this third-party provider for verification purposes. Notwithstanding the foregoing, we reserve the right to share with third-parties the fact that we have credit card information on file for specific users.
In the event we offer product and/or services where your credit card information is required to process your requested transaction, we will store your credit card information to facilitate your authorized transactions.
How We Protect Your Privacy Security Measures
In order to protect both the personal information and the general information that we receive from you through our website, we have implemented various security measures. As an initial matter, any financial information (i.e. credit card information) transmitted to our servers via a secure server is encrypted using Secure Sockets Layer (“SSL”) technology. SSL is a protocol that transmits your communications over the Internet in an encrypted form. The protocol ensures that the information is sent, unchanged, only to the server you intended to send it to.
Once your Financial Information reaches our server, it is protected by a firewall. In addition to encryption and firewall protections, our third party partners are required to operate in accordance with federal and state laws and regulations, including regulations relating to CAN-SPAM and rules promulgated by the FTC. If we learn that any of our third party partners is breaching our agreement, we will take corrective actions including, if necessary, terminate our relationship with such third party partner.
Risk of Interception
We follow generally accepted industry standards to protect the personal information submitted to us. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee the security of any information you disclose online. For example, third parties may unlawfully intercept personal data or access our servers and obtain personal data. By using this site, you expressly acknowledge and agree that we do not guarantee the security of any data provided to or received by us through this site and that any personal information, general information, or other data or information received from you through the site is provided to us at your own risk, which you expressly assume. If you have any questions about security on our Web site, you can mail us at the address indicated below in the Contact Us section.
If you wish to opt-out from receiving additional email offers, advertisements and promotions relating to this Site, please click on this link to “opt-out”.
If you choose to opt-out, your e-mail address will be added to the suppression files associated with this Site (e.g. Mortgage, Education etc.) within ten (10) business days of your request. Thereafter, you should not receive any further email offers, advertisements and promotions from this Site. However you may still receive promotional communications from our third party partners with whom we have shared your information. To stop receiving further communications from these third party partners you will need to contact them directly in order to opt-out. Please note that after we process your request to opt-out from receiving additional email offers, advertisements and promotions from this Site, we will no longer make your information available to our third party partners relating to this Site. You can submit an opt out request here.
You may also send your questions or comments to our address: PO BOX #929 Orem, Utah 84097
Special Notification for California Residents
Individual customers who reside in California and have provided their personal information may request information regarding disclosures of this information to third parties for direct marketing purposes. To make such a request, please write to us at PO BOX #929 Orem, Utah 84097 .
California Privacy Rights
As required by the CCPA, we disclose that we have sold personal information collected on this site within the last twelve months.
The Right to Know Your Personal Data
You have the right to request that we disclose your personal information we collect, use, disclose and sell. You may make such a request by submitting the form available at this link or by emailing info at jbster.com. We will grant all valid requests, which must contain your first and last name, email address or phone number. Any requests that are inaccurate or incomplete will be denied. We will respond to all requests within 10 days and will comply with all valid requests within 45 days.
The Right to Opt-out of the Sale of Your Personal Information
As disclosed above, we may share and/or sell your personal information. You may opt out of the sale and/or sharing of your personal information by submitting a request via email or by completing the form available at this link. Email requests should be sent to info at jbster.com with the subject of Do Not Sell My Info and must include your first and last name, email address, and phone number. Incomplete or inaccurate requests may be denied. We will respond to your request within 15 days and, if we have denied your request, our response will include the reason(s) for the denial.
Right to Request that We Delete Your Personal Information
You have the right to request that we delete any of your personal information we have collected or maintained. You may submit such a request via email or by completing the form available at this link. Email requests should be sent to info at jbster.com with the subject of Delete My Info and must include your first and last name, email address, and phone number. We will verify the email address(es) you provide by sending a confirmation link to such email address(es). Any requests that are inaccurate or incomplete will be denied. We will respond to all requests within 10 days and will comply with all valid requests within 45 days.
The Right to Non-Discrimination for Exercising Your Privacy Rights
We will not discriminate against you for exercising any of your rights under the CCPA.
Right to Designate Agent
Notification of Intellectual Property Rights Infringement
We are committed to uphold and respect intellectual property rights. If you are an intellectual property owner and believe that your rights have been infringed by materials on this webpage, please contact using our online contact form
Please provide the following information in your correspondence to us: your name and contact information, identification of the copyrighted work claimed to be infringed, identification of the material that is claimed to be infringing, and sufficient information for us to locate the material. Please include with your correspondence, (i) a statement that you have a good faith belief that use of the material in the manner complained of is not authorized by you (copyright owner), your agent, or the law; (ii) a statement that the information you provided is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of the exclusive right that is allegedly infringed.